It used to be that everybody assumed that we'd never have a college football playoff system. After Michigan's snubbing at the hands of the BCS poll, I really think we're three or four years away from one.

With that said, I personally think it matters not. Ohio State will drub Florida to win the national title -- and, I picked Florida to win the national championship eight weeks ago based on the fact that Urban Meyer was the Gators' coach and that he was in his second year, which seems to be the magic number for great coaches (see Stoops & Tressel, both of whom did it in their second seasons).

That's a very soft predictor of title success, and I know it. However, it is still a hunch on my part. On paper though, Ohio State has too many weapons, the vastly superior quarterback and makes way fewer mistakes than the Gators, in general.

Nevertheless, there is a part of me that believes OU is the second-best college football team in the country right now. Their defense was stunning against Nebraska, and the Sooners' secondary was 2000-like. Oklahoma is at its best, historically, when its secondary is dominant, and anybody who saw Nic Harris' diving interception of Zac Taylor in the second half of OU's 21-7 win over Nebraska Saturday night knows that OU's secondary is stud.

But, how would OU fare in a playoff? Based on the Top 16 BCS teams, from which a playoff could be formed, I predicted the outcomes, in tournament fashion.

2006 College Football Playoff

Round 1

1 Ohio State 37, 16 Rutgers 10

2 Florida 23, 15 Virginia Tech 9

3 Michigan 27, 14 Wake Forest 20

4 LSU 34, 13 West Virginia 31

5 USC 38, 12 Arkansas 21

6 Louisville 27, 11 Notre Dame 30, OT

7 Wisconsin 13, 10 Oklahoma 19

8 Boise State 17, 9 Auburn 31

Round 2

1 Ohio State 26, 9 Auburn 14

2 Florida 23, 10 Oklahoma 24

3 Michigan 45, 11 Notre Dame 21

4 LSU 27, 5 USC 25

Round 3

1 Ohio State 20, 10 Oklahoma 13

3 Michigan 9, 4 LSU 7

National Title Game

1 Ohio State 35, 3 Michigan 31

Even if there were a playoff, I think the Buckeyes would be crowned champs, just as I suspect they will come Jan. 8 in Glendale, Ariz. Whether Michigan would be Ohio State's opponent is merely a guess on my part, and -- heck -- the beauty of the NCAA basketball tournament is that even the best teams can get knocked off in a sudden-death situation.

An Oklahoma-LSU matchup for a title, in a playoff system, isn't out of the realm of possibility. My point is simply that a college football playoff system would not lessen the importance of regular season games because all 100-something Division I teams would be vying for a Top 16 BCS spot. Our same arguments and debates would still happen come Selection Sunday.

However, the excitement would start the minute a favorite went down to an underdog, and just like in the hoops tourney, it would happen. It would improve college football infinitely, into something out of this world in terms of popularity. It wouldn't hurt the bowl games a bit. It wouldn't cause pain or suffering academically for these athletes -- and, most important to big business, a ton of new money would and could be made.

It's insane that college football doesn't adopt this. Insane.